|
|
 |
Rates effective as of 07/01/2008
| Loans |
Term
|
APR*
|
| 100% Share Secured |
60 Months |
(Div. +3) 4.25% |
| 75% Share Secured |
36 Months |
(Div. +5) 6.25% |
| 50% Share Secured |
36 Months |
(Div. +6) 7.25% |
| 25% Share Secured |
36 Months |
(Div. +7.5) 8.75% |
| Personal - up to $5,000 |
36 Months |
9.90% - 12.90% |
| Vehicles |
36 Months |
5.50% - 12.90% |
| |
48 Months |
5.75% - 11.75% |
| |
60 Months |
6.50% - 12.50% |
| |
72 Months |
7.00% - 13.50% |
| |
84 Months |
7.50% - 11.25% |
| Maximum repayment terms |
New & 1 - 2 Year Old Autos ($30K+) |
84 Months |
|
| |
New & 1 - 4 Year Old Autos ($20K+) |
72 Months |
|
| |
1 - 7 Years Old Autos |
60 Months |
|
| |
7+ Years Old Autos |
36 Months |
|
| |
Used Motorcycle (call for terms) |
72 Months |
|
| |
New & Used Boats & RVs (call for terms) |
120 Months |
|
| Second Mortgage (80% LTV Max) |
|
6.25% - 10.50 % |
| *Qualifying rates based on credit score. Discounts applied for payroll deduction (excluding share secured and mortgage loans). |
| First Mortgage (when funds available) |
Call for quote |
| Visa (25 day min grace period, no annual fee) |
n/a |
12.90% |
*APR = Annual Percentage Rate Example New Auto Loan payment - Based on $20,000.00 @ 7.00% for 72 Months = $340.98
| Savings |
Minimum Balance |
Dividend Rate |
APY* |
| Share Savings |
$5.00 ($25 to earn dividend) |
1.25% |
1.28% |
| Share Draft (checking) |
None |
0.33% |
0.33% |
| Christmas Club |
None |
0.75% |
0.75% |
| Club I (Special Share Account) |
None |
1.25% |
1.28% |
| Club II (Vacation Club) |
None |
0.75% |
0.75% |
*APY = Annual Percentage Yield
| Certificate Specials As of 06/18/2008 |
Minimum Deposit
|
Dividend Rate
|
Term
|
APY*
|
| 6 Month |
$1,000.00
|
2.75%
|
6 Months
|
2.79%
|
| One Year |
$1,000.00
|
2.85%
|
12 Months
|
2.89%
|
| Two Year |
$1,000.00
|
2.95%
|
24 Months
|
2.99%
|
| Three Year |
$1,000.00
|
3.05%
|
36 Months
|
3.10%
|
| Four Year |
$1,000.00
|
3.15%
|
48 Months
|
3.20%
|
| Five Year |
$1,000.00
|
3.25%
|
60 Months
|
3.30%
|
| Call 857-2699 for more information |
|
|
|
|
*ANNUAL PERCENTAGE YIELD (APY). The dividend rate and APY were accurate as of the effective date above. Penalties for early withdrawal of certificates may apply. Rates are subject to change without notice. |
