|
|
 |
Rates effective as of 01/01/2012
| Savings Tiers: |
Minimum Balance |
Dividend Rate** $100 min. to earn dividend
|
APY* |
|
Share Savings $5,000 and up
|
$5.00 |
0.40% |
0.40% |
|
$500 - $4,999.99
|
|
0.10% |
0.10% |
|
$100 - $499.99
|
|
0.05% |
0.05% |
|
Share Draft (checking) $5,000 and up
|
None |
0.05% |
0.05% |
|
$500 - $4,999.99
|
|
0.00% |
0.00% |
|
$100 - $499.99
|
|
0.00% |
0.00% |
| Christmas Club & Club II |
None |
0.10% |
0.10% |
| Club I (Special Share Account) $5,000 and up |
None |
0.40% |
0.40% |
|
$500 - $4,999.99
|
|
0.10% |
0.10% |
|
$100 - $499.99
|
|
0.05% |
0.05% |
*APY = Annual Percentage Yield **Dividend Rate paid on accounts on record as of 12/31/2011**
| Certificate Rates As of 09/01/2011** |
Minimum Deposit
|
Dividend Rate
|
Term
|
APY*
|
| 6 Month |
$1,000.00
|
0.40%
|
6 Months
|
0.40%
|
| One Year |
$1,000.00
|
0.60%
|
12 Months
|
0.60%
|
| Two Year |
$1,000.00
|
0.85%
|
24 Months
|
0.85%
|
| Three Year |
$1,000.00
|
1.00%
|
36 Months
|
1.00%
|
| Four Year |
$1,000.00
|
1.25%
|
48 Months
|
1.25%
|
| Five Year |
$1,000.00
|
1.50%
|
60 Months
|
1.50%
|
| |
|
|
|
|
*ANNUAL PERCENTAGE YIELD (APY). The dividend rate and APY were accurate as of the effective date above. Pennalties for early withdrawal of certificates may apply. Rates are subject to change without notice.
| Loans |
Term
|
Annual Percentage Rate as low as*
|
| New and Used Autos & Trucks |
36 Months |
2.25%
|
| |
48 Months |
2.25%
|
| |
60 Months |
2.25%
|
| |
72 Months |
2.25%
|
| |
84 Months |
2.25%
|
| New and Used Motorcycles, Boats, and RVs |
36 Months |
3.00%
|
| |
48 Months |
3.00%
|
| |
60 Months |
3.00%
|
| |
72 Months |
3.00%
|
| |
84 Months |
3.00%
|
| Share/Share Certificate Secured |
|
3.50%
|
| Personal Loans |
|
7.50%
|
| Second Mortgage (80% LTV Max) When funds available |
|
6.25%
|
| *Rates are based on qualification and terms. Rate shown includes a ¼% discount for payroll deduction (excludes share secured and mortgage loans). Interest rates are subject to change daily. Please call the Credit Union to find out what rate and term you qualify for. |
| First Mortgage (when funds available) |
Call for quote |
Example New Auto Loan payment - Based on $25,000.00 @ 2.25% for 84 Months = $321.98 |
